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Comprehensive Special Needs Planning Services for Virginia Families

At Perseverance Planning, we provide dedicated services designed to address the unique financial and legal challenges faced by families caring for individuals with disabilities. Our integrated approach ensures your loved one's needs are met throughout their lifetime while protecting their eligibility for essential benefits.

Our Special Needs Planning Services

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Customized Financial & Legal Planning

We develop personalized plans that align with your loved one's unique needs, maximizing available resources while ensuring legal protection. 

Government Benefits Protection

We help structure assets and trusts to maintain eligibility for critical programs like Medicaid and SSI while preserving financial security.

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Special Needs & Supplemental Trusts

We help establish and manage trusts that provide for your loved one's care without disqualifying them from essential benefits.

ABLE Account Setup & Management

We guide families through establishing tax-advantaged ABLE accounts that enhance quality of life while maintaining benefit eligibility.

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Planning for Adulthood

We help families navigate the transition from school to adulthood, including guardianship, vocational options, and housing considerations.

Lifetime Care Planning

Our team develops comprehensive plans to ensure your loved one's needs will be met when you can no longer provide direct support.

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Why Comprehensive Planning Matters

Special needs planning requires a careful balance of financial strategies, legal protections, and benefit considerations. Without proper planning, families may face challenges such as:

  • Disqualification from essential government benefits

  • Inadequate resources for long-term care

  • Uncertainty about housing and support services

  • Legal complications regarding guardianship and decision-making

  • Tax inefficiencies and missed opportunities for financial growth

Our integrated approach addresses these concerns, providing Virginia families with peace of mind and security.

Ready to Start Planning?

The first step is a complimentary 60-minute consultation.

 

No obligation or hassle.

 

Just an assessment and some resources from professionals who  care.

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Contact Us:

Call Us | (757) 995-4562

582 Lynnhaven Parkway, Suite 100

Virginia Beach, VA 23452

Privacy Policy

Securities and investment advisory services offered through Osaic Institutions, Inc., Member FINRA/SIPC. Full Circle Financial Services and Perseverance Planning are trade names used and are not affiliated with Osaic Institutions. Insurance services offered through Full Circle Insurance Services are separate and not affiliated with Osaic Institutions. This website is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services in any jurisdiction where not properly registered or exempt from registration.

 

Christopher Jennings is a registered representative of Osaic Institutions, Member FINRA/SIPC, and an investment advisor representative of Osaic institutions. Services related to special needs planning may include investment strategies, insurance solutions and estate considerations.  Any legal services referenced on this site are offered separately by an on-site attorney and are not affiliated with Osaic Institutions. Perseverance Planning is a brand name used by Full Circle Financial Group to provide educational content and planning guidance for families with special needs. Not all services described herein are offered through Osaic Institutions; please consult your representative for details.

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