Dedicated Professionals Providing Special Needs Planning for Virginia Families

Our Mission: Securing Your Loved One's Future
At Perseverance Planning, our mission is to empower Virginia families caring for individuals with special needs through comprehensive and integrated financial and legal planning. We believe that every family deserves peace of mind knowing their loved one will be cared for throughout their lifetime.

A Collaborative Approach to Special Needs Planning
Perseverance Planning brings together the expertise of experienced financial planning and estate planning professionals under one roof. This collaborative approach ensures that every aspect of your loved one's future is carefully considered and protected.
Meet the Team
Our team includes:
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Financial Planning Expertise
Chris Jennings
Chris Jennings of Full Circle Financial Group is a Chartered Special Needs Consultant (ChSNC) who understands the complex financial considerations for special needs families. His comprehensive approach helps families develop sustainable funding strategies for lifetime care.
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Legal & Estate Planning Guidance
Healthcare & Insurance Expertise
Harry J. Brown
Chelsea Jennings
Harry J. Brown is a trusted estate planning attorney who brings over 17 years of experience in estate planning, special needs trusts, and benefit protection strategies. He helps families create legally compliant documents for both immediate protection and long-term security.
Chelsea Jennings of Full Circle Insurance Solutions brings valuable knowledge in navigating Medicare, Medicaid, and private insurance options. She helps families optimize insurance benefits and secure appropriate coverage during critical life transitions.

This powerful combination of financial and legal expertise provides families with truly comprehensive planning that addresses immediate needs while securing long-term stability.
Why We Focus on Special Needs Planning
For families caring for individuals with disabilities, the future holds unique challenges that require in-depth knowledge and planning. Many parents and caregivers worry about what will happen when they can no longer provide care or when their child ages out of the public school system.
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We founded Perseverance Planning because we witnessed firsthand the peace of mind that comes from having a comprehensive plan in place—and the potential consequences when families lack proper planning. Our goal is to ensure that every special needs family in Virginia has access to the expertise they need to secure their loved one's future.


Our Approach: Personalized, Comprehensive, and Ongoing
We understand that every family's situation is unique. That's why we take the time to get to know you, your loved one, and your specific goals and concerns. Our planning process includes:
1. An in-depth discovery meeting to understand your loved one's needs, abilities, and dreams.
2. A comprehensive review of your current financial situation and legal documents.
3. Development of a customized plan that integrates financial strategies, legal protections, and benefit considerations. ​
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4. Implementation support to help you put every element of the plan in place.
5. Ongoing reviews and updates as your family's needs evolve and laws change.

Proudly Serving Virginia Families
Perseverance Planning is based in Virginia Beach and serves families throughout Virginia, including Norfolk, Chesapeake, Suffolk, Hampton, Newport News, and Portsmouth. We also proudly extend our services to families in coastal North Carolina. Our local expertise means we understand the specific resources, regulations, and opportunities available in these regions.